We track rates at over 30 lenders so you don't
have to!

A free service from First Banker Mortgage

Track Rates For Me

We track rates at over 30 lenders so you don't have to!

A free service from
First Banker Mortgage

How it works

01

You tell us what loan
to track for you.

02

We track rates for you daily at
over 30 lenders.

03

You get updates
directly in your inbox!

How it works

01

You tell us what loan
to track for you.

02

We track rates for you daily at
over 30 lenders.

03

You get updates
directly in your inbox!

Track Rates For Me

FAQ

1Do I need to share personal information?

You only need to tell us which loan type you would like us to track and what email address to send you the updates. Any additional information, such as the size of the loan, is optional but can help track the loan as different loan sizes sometimes have different rates.

2Do you sell my information to marketers

We don’t sell anything to marketers. As a free service from First Banker Mortgage, the information you provide is kept private.

3How much does this service cost?

This service is free!

4How many emails will I receive?

When the interest rate for the scenario you selected drops to your desired rate, you will receive an email. We also occasionally send emails with interest rate updates and suggestions on how to obtain the best possible loan. You will have control over how often and which emails you receive and can make modifications at any time.

5What is the cost of refinancing my
mortgage?

There are no cost refinance options where the lender provides a full credit for closing costs so you don’t have to pay anything.

FAQ

1Do I need to share personal information?

You only need to tell us which loan type you would like us to track and what email address to send you the updates. Any additional information, such as the size of the loan, is optional but can help track the loan as different loan sizes sometimes have different rates.

2Do you sell my information to marketers

We don’t sell anything to marketers. As a free service from First Banker Mortgage, the information you provide is kept private.

3How much does this service cost?

This service is free!

4How many emails will I receive?

When the interest rate for the scenario you selected drops to your desired rate, you will receive an email. We also occasionally send emails with interest rate updates and suggestions on how to obtain the best possible loan. You will have control over how often and which emails you receive and can make modifications at any time.

5What is the cost of refinancing my mortgage?

There are no cost refinance options where the lender provides a full credit for closing costs so you don’t have to pay anything.

Track Rates For Me

1Do I have to go through the whole loan process again to refinance?

The paperwork is very minimal when you refinance an FHA or VA loan as a streamline refinance. Many FHA and VA loans qualify for streamline refinancing.

2What is the benefit of refinancing my mortgage?

Refinancing drops your monthly payment and you pay less every month in interest fees!

3How long do I need to wait to refinance my mortgage?

If you want to do a streamlined FHA or VA refinance you need to wait approximately 7 months from when you received your loan. Otherwise you can refinance almost immediately.

1At what percentage decrease should I refinance?

If you can get a no cost refinance, many borrowers see a benefit by reducing their rate by at least 0.5%.

2Where can I choose to refinance my loan?

You are always free to refinance your loan at any lender you choose, regardless of whether they are one of the lenders we track.

3Is the information on the site and in the email a quote?

The information emailed to you and on this site is not a quote. First Banker Mortgage can provide you a quote with a loan application.

4How many lenders do you track?

We track 30 lenders. Obviously there are more than 30 mortgage lenders so it is possible that a lower rate is available through a mortgage lender that we do not track but the lenders that we track have excellent rates.

Track Rates For Me